Luis

Hey, guys. Nice to meet you guys. How are you?

Hey, guys. Nice to meet you guys. How are you?

Hey, guys. Nice to meet you guys. How are you?

Yeah, so I'm 24 years old, married. My wife is also 24. Our household income is about $90,000 to $100,000 a year. About eight months ago, I started hearing about your show. Immediately, we went debt-free. It was a no-brainer. Now we have an emergency fund, and we are currently renting and in the process of getting money for a down payment for a house.

Yeah, so I'm 24 years old, married. My wife is also 24. Our household income is about $90,000 to $100,000 a year. About eight months ago, I started hearing about your show. Immediately, we went debt-free. It was a no-brainer. Now we have an emergency fund, and we are currently renting and in the process of getting money for a down payment for a house.

Yeah, so I'm 24 years old, married. My wife is also 24. Our household income is about $90,000 to $100,000 a year. About eight months ago, I started hearing about your show. Immediately, we went debt-free. It was a no-brainer. Now we have an emergency fund, and we are currently renting and in the process of getting money for a down payment for a house.

So the question is, um, what advice would you guys give us, uh, for as a first time home buyers? Should we save 20% down, um, uh, 20% down payment or should we do an FHA loan conventional? What would you guys recommend?

So the question is, um, what advice would you guys give us, uh, for as a first time home buyers? Should we save 20% down, um, uh, 20% down payment or should we do an FHA loan conventional? What would you guys recommend?

So the question is, um, what advice would you guys give us, uh, for as a first time home buyers? Should we save 20% down, um, uh, 20% down payment or should we do an FHA loan conventional? What would you guys recommend?

We would want to get like a single home. house, family, like three-bedroom, two-bath, something like that. We always have family over.

We would want to get like a single home. house, family, like three-bedroom, two-bath, something like that. We always have family over.

We would want to get like a single home. house, family, like three-bedroom, two-bath, something like that. We always have family over.

We're looking around $400,000. Okay.

We're looking around $400,000. Okay.

We're looking around $400,000. Okay.

That's kind of the goal that I'm trying to set. I'm fine with waiting until we get 20%. But if you guys recommend 1510 or something before, we can pull the trigger as well.

That's kind of the goal that I'm trying to set. I'm fine with waiting until we get 20%. But if you guys recommend 1510 or something before, we can pull the trigger as well.

That's kind of the goal that I'm trying to set. I'm fine with waiting until we get 20%. But if you guys recommend 1510 or something before, we can pull the trigger as well.

Got it. Yeah, because like talking about sacrifices, I own a business, and when I was a little younger, I think I made a rookie mistake of buying an $85,000 work truck. It paid off, but if you don't mind asking a second question, should I sell that truck? and buy a $34,000 truck, and then that would speed up the process.

Got it. Yeah, because like talking about sacrifices, I own a business, and when I was a little younger, I think I made a rookie mistake of buying an $85,000 work truck. It paid off, but if you don't mind asking a second question, should I sell that truck? and buy a $34,000 truck, and then that would speed up the process.