Marek Olszewski

It just took forever to get all of these companies to form and to start offering these services.

And I think that's ultimately why also why crypto will win in this category, right?

Because sometimes people ask me like, why can't Venmo just become global, right?

Why does global Venmo have to be on crypto rails?

And I think the answer is you need just a crap ton of companies with a crap ton of licenses in each of these markets to row in the same direction, work together to create this amazing experience.

And it's just for various reasons too difficult for any one company to do that well.

But if you want to have multiple companies doing it well and delivering this amazing experience...

Well, then it turns out that crypto is actually the perfect way to incentivize a lot of folks to row in the same direction.

And so it's working really nicely in that regard with Stellar.

It's by Opera, the browser company.

They've been around for 30 years now.

They're a public company traded on NASDAQ.

They were, you know, very popular on desktop before Chrome came out.

And then Chrome, I think, really decimated them.

the desktop market, Opera has had a lot of success on mobile since then.

And now actually increasingly back on desktop, which is cool to see.

And so Minipay is their kind of entry into the fintech world, so to speak.

And just by virtue of them having a lot of customers, I think they have on the order of 500 million monthly active users across all of their products.

They are just an amazing, they're in an amazing position to basically win at global Venmo.

They have the customers, you know, they have close to, you know, 10% of the world population as a monthly active user today.