Marianne
Appearances
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
Hi, it's actually Kirsten up there. Kirsten? I have a question, yes. Okay, good. How do I go about paying some credit card debt? I have roughly about $600 total of credit card debt.
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
Yeah, how do I go about paying it if I only have about $200 and something in savings and it's about $600 total of this? And it's like really lowered my credit score because I think I forgot to pay one of the bills and I got a letter that said my account might be delinquent, which is really bad. I need to contact the company and pay that.
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
Yeah, I actually have, like, three or four job interviews this week. Okay, great. I have another one tomorrow and Friday.
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
Yeah, I did say that. I said I could start immediately, and I should hear back by next week if I got a job.
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
So... The only other thing is I was selling stuff online on Macari. I've had success, a little success with that. And eBay, I'm trying to sell a dress that's a free people dress that's worth maybe a hundred. And then I started a YouTube, but that takes a while. No, we need like money now.
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
I know Uber, but I'm a pretty bad driver.
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
Maybe a bike or something. Do Uber with a bike. Not ideal. Yeah, don't do that.
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
Uh, just the credit card, maybe about $600 total. I'm not really sure.
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
Yeah, I've been trying to log in to see, but I think I'm having a little trouble. I think it was one of those, like, so I have, like, the wrong payment method on file and I forgot to update it and then they somehow charged. How long ago was this?
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
Maybe a month or two ago, which is really bad.
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
Yeah, it could also be I haven't been paying my other credit cards in full. Like, I try to pay a little over the minimum if I can.
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
I know I do need to cut them off, but I have to pay them all off.
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
So I actually live at home with my parents, luckily. I don't have to pay rent yet, so at some point I will have to.
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
No, our relationship has been broken for probably 15 years.
The Ramsey Show
Hard Decisions Today Bring Freedom Tomorrow
He's counting on this $320 unemployment. That's what's going to save this?