Mark White-Robinson

So that's how we kind of run our service, right?

Because we're looking at the transactions you're making to calculate those roundups, and then we initiate a payment using those same open banking rails.

on the basis of that calculation.

So what we do with your data, though, is we don't do anything with it at the moment.

We're hoping to add value, add services with that data.

And like the first one that's coming is our insights product.

So that'll be opt-in.

So we won't use your data unless you want us to.

But you can opt-in to us to basically take what information we can get from your transaction data and tell you where you're spending.

So we can say, hey, in the last month you spent, in my case, you know, $400 more on beer or whatever.

Yeah, it was a big month.

And, you know, like this is a change.

So, you know, I can look at them and go, yeah, yeah, that was a busy month.

I had to take some people out for drinks.

So, yeah, that's fine.

But then like, hey, you've also spent another $600 at the vet.

And I'm like, well, I didn't realize my cat was that sick.

So those kind of things.

Just to kind of add a bit more value, it's something we can do with that data we've got.

We've been trying to think about how can we add more value to people who are using our service.