Martha Stewish

Yeah.

There is actually also a reality of some of us just don't earn enough to be saving enough yet.

Yeah.

And that's actually a reality too.

For other people who think like, oh, I'm earning too little to even save a penny.

Take a hundred pounds now, which will be the same as a thousand pounds when you're earning relative to like what you're earning in the next thing.

And start the habit now when the barrier to entry is much lower because you can live without a hundred pounds, but it's very hard when you've always spent everything you take home to suddenly be taking home 5k a month and telling yourself, no, but you can only spend 4k.

Yeah.

But if you're doing that now and you start with the lower salary, it's a lot easier to be like, well, my natural habit is that I spend this, I pay my future self first and I take that hundred or a thousand pounds out and the rest of it I get to spend.

And I think that's what Frugal Fraser taught you when you were younger is that not all of it is what you use every day or to spend.

And I think that's a really valuable lesson.

I wish I'd learned that sooner.

One of the things I wanted to talk about is the idea of just, I guess, the pressure of trends to buy, to consume.

It's everywhere.

I mean, I'm exhausted with all of the ads that I get served on.

Buy this, try that, use this.

And I honestly sometimes want to throw my phone in the canal.

I hate it.

Like, I can't actually believe what, I can't believe that they're allowed to market to women the way they do.

Yeah, it's outrageous.