Martin Lewis

So Maverick, I can say, yes, you will be getting further interest due to the delay.

Well, I mean, that's certainly one viewpoint that I've heard a lot.

And when that initial consumer voices challenge came in, I did a poll on whether people would prefer, you know, for a push to get more payments and get a bigger payout or they prefer everything to be quicker.

And from memory, the result was most people just wanted it to be quicker and were disappointed at the delay that was coming in.

So that consumer voice, which, as I say, acts as an introducer to group legal claims firms, it did do that.

And that was its decision.

And you're entitled to your opinion on it, John.

It is absolutely not too late to claim.

Now, assuming everything continues the way it's going, the most important thing you need to do is get a complaint in.

Two reasons for that.

One, because if you get a complaint in, rather than waiting for them to come and find you...

assuming that you were missold, you will be paid out sooner.

I mean, there's lots of delays, but you'll still be ahead in the queue.

But the most important reason, I would say, is...

One of the issues we have with these claims is while firms have to try and track down people who were missold, it goes all the way back to 2007.

And because of that, there clearly are documents that are missing.

You may have moved house.

They may not be able to contact you.

There are loads of problems when they're going to come to finding people.

They have to make best efforts, but that doesn't mean they're going to find everyone.