Mary Daly

Other businesses did exactly the same thing.

And what do you get?

You get the early adopters.

But the good news about early adopters is they're often ambassadors.

So then we're holding tech cafes and things to help other people learn that.

So that was then.

So then in 2024 and 2025, we really made a full-court press push.

March Madness is coming up.

We really went hard at making sure that people had not just the, if they're interested, do it, but that this is something that we really want you to learn.

This is the operations.

I should have said that before, and I'm sorry.

It's okay.

If you were at a reserve bank, and again, little known facts.

These are facts that people don't know about the Fed.

If you go to a reserve bank or any of our operations,

Most of the people who work with us are operations people.

We process cash.

We do all the electronic payment system backbones, make sure they operate on time.

If you're in the financial sector, you know Fedwire, ACH, FedNow.

All of that is operated by our operations teams.