Matt Clark
đ€ Speaker
903
total appearances
Appearances Over Time
Podcast Appearances
The Ramsey Show
Your Bank Account Shouldnât Define You
How can we help?
The Ramsey Show
Your Bank Account Shouldnât Define You
Great questions.
The Ramsey Show
Your Bank Account Shouldnât Define You
You're doing really good at 26.
The Ramsey Show
Your Bank Account Shouldnât Define You
What is left on your debt?
The Ramsey Show
Your Bank Account Shouldnât Define You
What's the balance?
The Ramsey Show
Your Bank Account Shouldnât Define You
That's a lot of money where I came from.
The Ramsey Show
Your Bank Account Shouldnât Define You
Are you doing any investing right now through a retirement plan?
The Ramsey Show
Your Bank Account Shouldnât Define You
I'm not, and I want to start.
The Ramsey Show
Your Bank Account Shouldnât Define You
So let me run you through some napkin math here to help you.
The Ramsey Show
Your Bank Account Shouldnât Define You
You got 63 in CD and savings.
The Ramsey Show
Your Bank Account Shouldnât Define You
I would not renew that CD.
The Ramsey Show
Your Bank Account Shouldnât Define You
I would get out of that and just park it in high-yield savings.
The Ramsey Show
Your Bank Account Shouldnât Define You
You're going to use 26 of that to pay off your car loan, right?
The Ramsey Show
Your Bank Account Shouldnât Define You
So that brings you down to $37,000.
The Ramsey Show
Your Bank Account Shouldnât Define You
Now we need an emergency fund, unless you have other savings outside of this, but you need three to six months of expenses saved up in an emergency fund.