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Matt Clark

đŸ‘€ Speaker
903 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
Your Bank Account Shouldn’t Define You

Okay.

The Ramsey Show
Your Bank Account Shouldn’t Define You

What's the smallest student loan up next?

The Ramsey Show
Your Bank Account Shouldn’t Define You

Okay.

The Ramsey Show
Your Bank Account Shouldn’t Define You

Well, here's the deal.

The Ramsey Show
Your Bank Account Shouldn’t Define You

Interest is still accruing in forbearance.

The Ramsey Show
Your Bank Account Shouldn’t Define You

Sure.

The Ramsey Show
Your Bank Account Shouldn’t Define You

So even though they're like, hey, you don't have to make a payment, that balance is ballooning because you're not knocking down the principal at all.

The Ramsey Show
Your Bank Account Shouldn’t Define You

So I would absolutely treat it like any other debt and just attack that one first at $14,000.

The Ramsey Show
Your Bank Account Shouldn’t Define You

How quickly can you knock that one out?

The Ramsey Show
Your Bank Account Shouldn’t Define You

Okay.

The Ramsey Show
Your Bank Account Shouldn’t Define You

So 12 months from now, you're moving on to the car loan?

The Ramsey Show
Your Bank Account Shouldn’t Define You

Correct.

The Ramsey Show
Your Bank Account Shouldn’t Define You

All right.

The Ramsey Show
Your Bank Account Shouldn’t Define You

And then the HELOC's next.

The Ramsey Show
Your Bank Account Shouldn’t Define You

All right.

The Ramsey Show
Your Bank Account Shouldn’t Define You

You're on the path.

The Ramsey Show
Your Bank Account Shouldn’t Define You

Yeah, I would absolutely knock out that student loan.

The Ramsey Show
Your Bank Account Shouldn’t Define You

The problem and the thing I hate about forbearance is it makes people think they are like, whew, I got some relief.

The Ramsey Show
Your Bank Account Shouldn’t Define You

Yes.

The Ramsey Show
Your Bank Account Shouldn’t Define You

And they look at the balance six months later and it's so much bigger than it was the last time they looked at it.