Matt Clark

Okay, at least now we have facts and figures.

That's all we're trying to do right now is sort of get out of the emotion and overwhelm and just go, okay, what's actually the reality of our situation?

Right.

So break down the other $48,000 in debt.

Are either of you able to increase your income in the foreseeable future?

Will the MBA help you?

Will that give you a raise?

Well, if I were you, I'd be going, how can I use this MBA to double my salary so that I can get out of debt before I retire?

That's really the goal now, is can we get out of this thing in the next three, four, five years, maybe stack up retirement?

Do you guys have anything in retirement?

But now you have a mortgage.

It was kind of a... Michelle, the key word in your life you need to get rid of is we had to.

That is what has caused you to be broke.

At every turn, we had to, we had to, we had to.

Yeah.

You have to retire with dignity.

That's the only have to at this point.

So everything else is out the window.

Okay.

What's the payment on that?