Matt Clark

Yes.

And then you can maybe stay in this home.

The mortgage is still too much for your take-home pay, so it doesn't solve that problem, but at least it clears your debt.

True.

It's your choice.

You can try to work until 70 and maybe get out of this thing and still have a mortgage or you can do it our way and find a path to freedom way sooner.

That's what I would be doing if I was in your shoes.

I ain't doing hard labor.

Look at me.

Buying or selling your home is a big deal.

And there's a lot of clickbait headlines out there, conflicting data, and it's hard to know what's really happening in the housing market.

So we're here to make the latest trends easy to understand.

Median home prices stayed steady last month at about $439,000.

The number of homes for sale hit a million for the third month in a row.

So buyers have more options and negotiating power while sellers face more competition.

The average 15-year fixed rate dipped to 5.86% last month.

So if you're debt-free, you got a fully funded emergency fund, a solid down payment, now is still a great time to buy or sell your home.

So to learn more about the housing market trends and get free tools to help you buy or sell with confidence, go to ramseysolutions.com slash market.

Or if you're listening on podcast or watching on YouTube, click the link in the show notes.

Steven is in Nashville up next.