Matt Damon

Yeah, it's my family.

It's my wife and two children.

Right?

Yeah, I mean...

Yeah, I mean, like, it would be better if we had the ceiling finished.

Like a week ago, we got our emergency fund, the $1,000 emergency fund set.

And then we're obviously based at two, but I'm having trouble with the budget.

We don't understand if we're supposed to budget for unforeseen things or if that's what the emergency fund's for and use every dollar just to go towards that or how we work that.

Like maybe a car repair or...

or a house repair.

I have a home warranty and I don't know, even though if that's a smart move or not, but something like that.

We make $110 combined gross.

Yeah, the thing is I was adding up all my credit card, and I have $810 in minimum payments every month.

I know that's killing us.

Okay, okay.

Yeah, because the budgeting program I use right now, it's kind of weird with that.

But okay, I got you.

How you guys doing?

Alright, I think it should be pretty simple, but

My wife's transitioning into a stay-at-home mom.