Matt Frankel

Some states are much more tax friendly to lower income brackets than others.

Some are really high tax states, but only for people toward the top of the spectrum.

So that's definitely something to think about.

And also the practicality of your current situation.

A lot of people, I don't have the exact statistic in front of me, but aging in places has been a big trend in the United States for a while.

You know, keeping your current home, the same house where you raised your kids, things like that.

If you get to age 70 and you can't climb stairs, that could be a limiting factor.

Does your current home and your current location, walkability, drivability, you know, within a close proximity of your doctor's office, for example, it might meet your needs when you're in your mid-60s.

Will that meet your needs when you're 75, when you're 85?

So I would say have a much longer time horizon when you're considering all of the factors that we discussed earlier.

Well, yeah, so like I said, so all of our older relatives, my wife's and my own, all moved to be near us where the grandkids are.

So I couldn't in good conscience get away with moving to Florida right now.

But we did the next best thing and we bought a vacation home in Florida.

You know, we're those weird adults that like Disney World still.

So ours is right near the Disney parks.

It's in Osceola County, which is where Kissimmee is.

It's definitely a big part of our retirement strategy to probably eventually move down there.

But that could be a great retirement strategy too, especially with modern options.

If you ask for retirement advice on how to do this 20 years ago, things like Airbnb didn't really exist to you as an option.

You know, short-term vacation rental managers used to take about 50% of the rent.