Matt Pitcher

Two weeks after that initial euphoric feeling of winning and having your numbers come up, this man was realizing that it was going to be life-changing, just not in the way he'd anticipated.

In fact, by the time I got to have the meeting with him, he and his wife were already planning a move to a different part of the country.

You see, all of us have two budgets to spend when we start in life.

The time that we have left and the money that we're going to accumulate along the way.

Most of us, if you're like me, you start life with lots in the time budget and not very much in the money budget.

And we will start spending time acquiring, amongst other things, some of that money.

At some point, we probably reach a point in life where we feel a little bit more financially comfortable.

But that often coincides with a sense that maybe the time budget is starting to shrink.

That, of course, can trigger that classic mid or later life crisis.

You see, for our first winner, he had the balance right.

And then the finger of fate pressed down on the money side of the scales and unbalanced everything for him.

Our second winner, by complete contrast, was absolutely over the moon when I met him for the first time.

He did not want to hear about the potential pitfalls of a win.

He didn't want to hear about my, in my opinion, very clever planning strategies.

all the ways in which the wing could support him for the rest of his lifetime.

He was beautifully clear-eyed about what he wanted, and that was an expensive car.

He threw me at first when I met him because he confessed very early on that he didn't have a driving license.

Nor had he, it turned out, any plan to get one.

Now, lottery winners will on average buy five cars with their win, but typically that's to share amongst family members.

This winner was planning on spending the majority of his entire win on a single car for himself.