Maya

It's about 30 to 35 in total.

Yeah, cool.

Macquarie.

Yeah, so we have multiple now.

So we've just refinanced from a lender who didn't offer any offsets.

We only had a redraw and now we've got the redraw and offset accounts.

So yeah, my current goal is to have my car completely paid off by the time that happens, if not before.

And I guess my other thinking behind do we upgrade his now is I feel like it would be easier cash flow wise to get the brunt of any repayments down now while we do have that dual income rather than

say, two years' time if we do have a reduced income from having a child.

I don't know.

There's just all this.

It's a toss between a newer model Hilux or a Ford Ranger just to keep that four-wheel drive capacity.

The car that I have,

I bought that with the intention of that being my family car.

Yeah, it's a midsize SUV.

So, yeah, I bought that with the intention of having it for five, ten years, so thinking that would be at least my start-up family car.

Yeah.

And then, yeah, like given his job, a ute is what we are really looking for, not an SUV for him.

Yeah.

Oh, absolutely.