Maya

I think so.

Yeah, so it was a small trade loan from when he was an apprentice and that has, yeah, finally cleared.

So in pure savings accounts, I would say we have about $30,000.

Yep.

That's all in offset accounts, offsetting our mortgage accounts.

Yes.

Not a specific amount at the moment.

How I personally just like it is it's all in offsets at the moment, but we pay an extra amount on our mortgage each week, and so that will just sit in the redrawer account.

I personally view our redraw as our emergency fund because I do not want to touch that unless absolutely necessary.

So because we've only just refinanced, that is a bit lower than I would like it at the moment.

We've got extra cash elsewhere, but that'll naturally build up.

hopefully quite quickly.

At the moment from the budget that I've just done, I think we have approximately like 800 to a thousand leftover after all bills, even extra repayments that should be left over each week.

So our monthly mortgage is $3,500 roughly.

And I have a set just $1,000 a week payment going straight onto that account.

So roughly $500 a month, give or take.

Yeah.

No, that is not something we've got to yet.

I know it's something that we probably should look at.

It's probably bad to say, but it just hasn't been a priority for us at this current stage.