Meghan Coyle

Yes, that's true.

And remember, Capital One is changing its guest access policy for the Capital One Venture X card.

It's coming up so soon.

That is February 1st.

They will now charge for Priority Pass guests.

You're the goon who's bringing in 12 people on one card.

Yeah.

And then also going back to all these coupon book credits that are very stressful to use, the Bilt Palladium card has its own set of those.

There is a $400 hotel credit that is again split into half for the first and half for the second half of the year.

So $200 per half of year.

They also give you $200 in Bilt cash annually.

So again, that's what you're using to pay for these random merchants that Bilt has decided you can spend your Bilt cash on.

Shadowberries.

Similar to the Capital One Venture X's travel credit and their 10,000-mile anniversary bonus, if you use the hotel credit and the $200 in built cash, if you seriously are taking all these lifts or doing all these various classes, you can make up for the annual fee based on that alone.

We also got to mention the sign-up bonus.

It is 50,000 built points plus automatic gold status after spending $4,000 on everyday purchases in the first three months, plus you get $300 of built cash refunds.

Reminder, since NerdWallet values bill points at 1.8 cents a piece, I'll just do the math for you.

That bonus is worth $1,200.

We do need to talk about Build Transfer Partners.

We have been getting Alaska a lot of love on this show, but we should mention a few of the others.