Meghan Coyle

It's like negative $40.

if I got to work out.

But I do like the idea of still getting some value and then also paying my mortgage with it to get some additional value, not as much as what the super maximizers could.

And shout out super maximizers.

I know they listen to the show.

If that is you, I love that.

I love that for you.

It is though a lot of work and it's not work that I'm willing to put in.

But if it is work that you are able to put in, then that is amazing and go for it.

I just always say there is an opportunity cost to your own mental gymnastics and your mental sanity of remembering to spend this money.

So Megan, you currently have the Wells Fargo version of the card and you have to choose what you're going to do next.

You have to choose one of these three cards or maybe just ditch entirely.

What are you thinking?

Wow.

All right.

And listeners, I want to hear from you.

And we have heard from some listeners, not yet about Build because this episode just came out, but we have a great listener question from actually one of our producers, Hillary.

She was traveling to Greece in May with her mom and she has a ton of Delta SkyMiles and Capital One Miles.

She wants to know what is the best way to get to Greece on her miles?

I will also give a shout out to the episode that we did with Craig on points transfer tools, because I am a recent convert.