Meghan Coyle

If you are paying $500 a month for rent, please tell me where you live because that sounds amazing.

Those people, I think, are probably the most logical candidates for people who would be getting that 1.25 points per dollar spent on their rent.

Then again, your rent is only $500, so you are also only getting 500 bill points.

So, you know, everything sort of shakes out.

Not life-changing, but at least I think this could be marginally helpful if you, for some reason, maybe don't meet the spend threshold that month, but you otherwise would earn it, then at least maybe you get something for your rent or mortgage payments that month.

Yeah.

Tell us about option two.

And already, if listeners are sufficiently stressed, I'm with you also.

What Bilt did to us is make us really good at algebra, I feel like.

I will say generally, I hate cards that don't let you have the cash back option because there's so many people who, for whatever reason, can't travel.

So I say, just get the cash back and do something with it.

And then also the expiration dates, nah.

Right.

So this is the one that we really need to dig into because of course, use your built cash, get that Barry's bootcamp class.

Totally good.

But should I use my built cash to pay this fee?

Please, Megan, tell me about it because I'm stressed and confused.

Okay.

Please do.

Unless it's something wild is happening, like, you know, my wedding planning month or I'm planning a big trip.