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Meghan Coyle

๐Ÿ‘ค Speaker
3225 total appearances

Appearances Over Time

Podcast Appearances

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

And the second reason is maybe you need to top off your account. So we just talked about how that JetBlue transfer ratio isn't super advantageous to cardholders. But if you only need a few, let's say like 3,000 JetBlue points because you already have maybe 15,000 JetBlue points from flying and you're just trying to book something that's 18,000, you just need that 3,000 difference.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

And the second reason is maybe you need to top off your account. So we just talked about how that JetBlue transfer ratio isn't super advantageous to cardholders. But if you only need a few, let's say like 3,000 JetBlue points because you already have maybe 15,000 JetBlue points from flying and you're just trying to book something that's 18,000, you just need that 3,000 difference.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

Like that could be worth it, maybe.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

Like that could be worth it, maybe.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

Like that could be worth it, maybe.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

I would say that's when I would recommend it. And buying points usually isn't a good option. That's something that you might see when you're checking out and you don't have enough points. But airlines and hotels sell them for more than they're worth. So it's typically better to just transfer a few thousand points from your credit card than it is to buy them from the airline or hotel.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

I would say that's when I would recommend it. And buying points usually isn't a good option. That's something that you might see when you're checking out and you don't have enough points. But airlines and hotels sell them for more than they're worth. So it's typically better to just transfer a few thousand points from your credit card than it is to buy them from the airline or hotel.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

I would say that's when I would recommend it. And buying points usually isn't a good option. That's something that you might see when you're checking out and you don't have enough points. But airlines and hotels sell them for more than they're worth. So it's typically better to just transfer a few thousand points from your credit card than it is to buy them from the airline or hotel.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

All right. We've got lots more to say about points transfers. Stay with us. We're back in a moment.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

All right. We've got lots more to say about points transfers. Stay with us. We're back in a moment.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

All right. We've got lots more to say about points transfers. Stay with us. We're back in a moment.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

Yeah, there are so many things that could go wrong if you were to speculatively transfer points. For example, if it's a hotel, like maybe the hotel availability will get booked up and you won't be able to use those points for a stay at the hotel you want. Or maybe you're going on a trip and you transferred all your points to Hilton, but there are no Hilton hotels in that destination.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

Yeah, there are so many things that could go wrong if you were to speculatively transfer points. For example, if it's a hotel, like maybe the hotel availability will get booked up and you won't be able to use those points for a stay at the hotel you want. Or maybe you're going on a trip and you transferred all your points to Hilton, but there are no Hilton hotels in that destination.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

Yeah, there are so many things that could go wrong if you were to speculatively transfer points. For example, if it's a hotel, like maybe the hotel availability will get booked up and you won't be able to use those points for a stay at the hotel you want. Or maybe you're going on a trip and you transferred all your points to Hilton, but there are no Hilton hotels in that destination.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

Remember, points can generally only go one way from credit card to the hotel or airline program. It's really hard to move them around once they're at a hotel or airline because they charge more. The transfer ratios aren't as good. You would lose a lot of value that way.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

Remember, points can generally only go one way from credit card to the hotel or airline program. It's really hard to move them around once they're at a hotel or airline because they charge more. The transfer ratios aren't as good. You would lose a lot of value that way.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

Remember, points can generally only go one way from credit card to the hotel or airline program. It's really hard to move them around once they're at a hotel or airline because they charge more. The transfer ratios aren't as good. You would lose a lot of value that way.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

It gives you so much flexibility. And one of the great things about these transfers is that most of them happen instantaneously, like within seconds. Yeah. Oh, magical. Yeah. But keep in mind that things do happen and sometimes you do have to wait a little bit for your points to transfer. So if it's a really special deal, I would recommend putting that flight or hotel stay on hold.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

It gives you so much flexibility. And one of the great things about these transfers is that most of them happen instantaneously, like within seconds. Yeah. Oh, magical. Yeah. But keep in mind that things do happen and sometimes you do have to wait a little bit for your points to transfer. So if it's a really special deal, I would recommend putting that flight or hotel stay on hold.

Smart Travel: Upgrade Your Getaways
When and How to Transfer Credit Card Rewards Points To Get The Most Value

It gives you so much flexibility. And one of the great things about these transfers is that most of them happen instantaneously, like within seconds. Yeah. Oh, magical. Yeah. But keep in mind that things do happen and sometimes you do have to wait a little bit for your points to transfer. So if it's a really special deal, I would recommend putting that flight or hotel stay on hold.