Mel Robbins

But I lived in such a state of overwhelm because I didn't understand that there were these four buckets.

So every single dollar felt like life or death and that it had to go towards paying off debt.

I felt like I had to say no to everyone and everything, including myself, because my only priority was debt, debt, debt.

God, I wish I had had this framework back then.

Because if I had had these four buckets, these four numbers, I would have had a very clear picture of the debt I was in.

a realistic plan and time frame for paying it off, and a way to build a life, and small pockets of money to still enjoy my life at the same time.

Because when you're in a situation of crushing debt, you start to believe that unless you get to a zero balance, you don't deserve to spend money on anything else.

And that's the trap.

And that's why I love this framework.

Because when you've made major financial mistakes, like my husband and I have, money feels impossible.

And this second rule gives you a place to start and a way to take control step by step by step.

Now, I promised that we were going to talk about how to save.

How do you save when you're living paycheck to paycheck?

And when we come back, that's exactly what we're going to teach you to do.

We're on to rule number three with David Bach, who is the author of 10 New York Times bestsellers.

This is a man who has dedicated his life to helping people.

He's globally renowned for this concept called the automatic millionaire.

And he will teach you exactly what to do.

I'm talking the tiniest of decisions.

that can help you start saving right now even if you only have an hourly wage even if you're living paycheck to paycheck david bach will teach you this technique he's taught to millions of people and it will change your financial life and your future forever stay with me we'll be right back