Melissa Megason

Like, I just, I need to get these credit cards under control.

I need to do something.

When you realize you're in this situation, you feel like trash because you feel like you're not paying your bills and you just don't feel good about yourself.

And so I Googled credit counseling.

So when I got involved with the credit counseling, they made me feel like, okay, you're not the only one in this situation.

It happens, but let's now deal with it.

So mine ended up being $586 a month, which I knew I could manage.

So when they gave me my debt management plan and I saw, okay, this is what I owe.

Yes, it's a lot of money.

But in five years, you will be debt-free from this.

You know you kind of have your beginning and end.

So you start to see your way out of it and you start to feel better.

I'm down to $11,000, I think.

So it's a little over halfway paid off.

It was just liberating, like knowing that the accounts were all going to be closed and that they were all being satisfied because they accepted this agreement with the credit counselors.

So I was hoping it would stop the calls and the collection letters.

It hasn't totally, but most of them it has.

I didn't know what to do with a dating game.

It's been 30 years.

Thank you.