Micah

Like, you know, it was just like, I mean, you couldn't tell us anything. We had the time. You had it going on.

Like, you know, it was just like, I mean, you couldn't tell us anything. We had the time. You had it going on.

I've got Kristen Davis, who actually just had a birthday yesterday. Oh, she did?

I've got Kristen Davis, who actually just had a birthday yesterday. Oh, she did?

My clients called me the Florence Nightingale of hair color because I was going around in my car in like a full hazmat suit throwing hair color over.

My clients called me the Florence Nightingale of hair color because I was going around in my car in like a full hazmat suit throwing hair color over.

Well, I have been engaged for a couple of weeks and my fiance already has a two-year-old son, which means that I'm going to be an instant father to a toddler, which raises a few questions for me. What is a father? Is it something that you are or is it a role that you can step into like I'm about to?

Well, I have been engaged for a couple of weeks and my fiance already has a two-year-old son, which means that I'm going to be an instant father to a toddler, which raises a few questions for me. What is a father? Is it something that you are or is it a role that you can step into like I'm about to?

For the past couple of months, he's been calling me daddy.

For the past couple of months, he's been calling me daddy.

What do you think of that? It makes me feel a lot more pressure than I was comfortable with at first.

What do you think of that? It makes me feel a lot more pressure than I was comfortable with at first.

But even though I did feel the pressure, I also felt the conviction that I'd already decided this was the right thing to do. Like you said, you had doubts. What are your doubts? I am worried about it being too much at once. I'm worried about feeling invaded and claustrophobic.

But even though I did feel the pressure, I also felt the conviction that I'd already decided this was the right thing to do. Like you said, you had doubts. What are your doubts? I am worried about it being too much at once. I'm worried about feeling invaded and claustrophobic.

Well, I have been engaged for a couple of weeks and my fiance already has a two-year-old son, which means that I'm going to be an instant father to a toddler, which raises a few questions for me. What is a father? Is it something that you are or is it a role that you can step into like I'm about to?

For the past couple of months, he's been calling me daddy.

What do you think of that? It makes me feel a lot more pressure than I was comfortable with at first.

But even though I did feel the pressure, I also felt the conviction that I'd already decided this was the right thing to do. Like you said, you had doubts. What are your doubts? I am worried about it being too much at once. I'm worried about feeling invaded and claustrophobic.

Where are you guys from? So we're from Smith Station, which is close to Auburn, Alabama. Awesome. And how much debt did you pay off?

Where are you guys from? So we're from Smith Station, which is close to Auburn, Alabama. Awesome. And how much debt did you pay off?

It was an aircraft.

It was an aircraft.

Makes it feel like a business expense.

Makes it feel like a business expense.

Aircraft is anything that flies. Airplane is specifically. So it could be like a helicopter would be considered an aircraft.

Aircraft is anything that flies. Airplane is specifically. So it could be like a helicopter would be considered an aircraft.

I am.

I am.

And actually we sold it.

And actually we sold it.

After we paid it off.

After we paid it off.

A truck. Yeah. And a vacuum.

A truck. Yeah. And a vacuum.

Oh, yeah. They're pretty great. It's got to be to go $4,000.

Oh, yeah. They're pretty great. It's got to be to go $4,000.

So I had gotten a new job several months before that, and it was considerably more than I've ever made in my life.

So I had gotten a new job several months before that, and it was considerably more than I've ever made in my life.

But several months goes by and nothing's changed. I'm still living basically paycheck to paycheck. And I was like, this isn't okay. Something's got to change. So I remembered from high school, the Dave Ramsey.

But several months goes by and nothing's changed. I'm still living basically paycheck to paycheck. And I was like, this isn't okay. Something's got to change. So I remembered from high school, the Dave Ramsey.

And I was like, hey, we need to do this. And so we did.

And I was like, hey, we need to do this. And so we did.

So at the beginning, it was about $160,000 together. And then towards the end, it was about $140,000. Of course, now, because of promotions and stuff, we're back up to about $160,000. Okay, okay.

So at the beginning, it was about $160,000 together. And then towards the end, it was about $140,000. Of course, now, because of promotions and stuff, we're back up to about $160,000. Okay, okay.

I love how quickly she threw you under the bus. It's okay. I'm also the nerd, so it's my own fault. It was a lot of things. It was, yeah, I mean, obviously aircraft, truck, I mean, vacuum, just payments that we had coming through. We didn't do credit cards. I never touched credit cards. But kind of the big thing was we were just buying stuff that just really didn't matter.

I love how quickly she threw you under the bus. It's okay. I'm also the nerd, so it's my own fault. It was a lot of things. It was, yeah, I mean, obviously aircraft, truck, I mean, vacuum, just payments that we had coming through. We didn't do credit cards. I never touched credit cards. But kind of the big thing was we were just buying stuff that just really didn't matter.

Eating out a lot.

Eating out a lot.

So the first about six months, which is when we paid off all our consumer debt before we got into the mortgage, it was rice and beans. I mean, we weren't eating out hardly at all. We had date night. That was a required thing that we would do. But we cut all the subscriptions up. We didn't buy anything like it was bare bones. Only if we need it, did we buy it?

So the first about six months, which is when we paid off all our consumer debt before we got into the mortgage, it was rice and beans. I mean, we weren't eating out hardly at all. We had date night. That was a required thing that we would do. But we cut all the subscriptions up. We didn't buy anything like it was bare bones. Only if we need it, did we buy it?

Right. The first six months was that. And then we got through baby step three. So we hit four, five and six.

Right. The first six months was that. And then we got through baby step three. So we hit four, five and six.

And so that slowed down that kind of mentality a little bit.

And so that slowed down that kind of mentality a little bit.

Let us grow a little bit. Um, but towards the end I was like, man, this mortgage just really stinks. And so that's when I started talking to her about, Hey, maybe we should sell the aircraft that we've paid off. Oh, And that's the whole thing.

Let us grow a little bit. Um, but towards the end I was like, man, this mortgage just really stinks. And so that's when I started talking to her about, Hey, maybe we should sell the aircraft that we've paid off. Oh, And that's the whole thing.

How did it feel when you sold it? I was sad. I teared up.

How did it feel when you sold it? I was sad. I teared up.

I didn't kiss it, but it was close to that.

I didn't kiss it, but it was close to that.

So we bought it for $39, but we sold it for $65.

So we bought it for $39, but we sold it for $65.

Did you fix it up? Yes. So we got it right before COVID-19. Oh, my gosh. And so the market went crazy high in general aviation. And then on turning that, we put $24,000 into it as well. New paint job, new stuff inside, all kinds of stuff. Wow. So you've got no aircraft now. Well, not mine, no. You fly one professionally, but you don't have your hobby...

Did you fix it up? Yes. So we got it right before COVID-19. Oh, my gosh. And so the market went crazy high in general aviation. And then on turning that, we put $24,000 into it as well. New paint job, new stuff inside, all kinds of stuff. Wow. So you've got no aircraft now. Well, not mine, no. You fly one professionally, but you don't have your hobby...

Well, it's actually not what I do for a living.

Well, it's actually not what I do for a living.

It's just what I do on the side. I do stuff with Civil Air Patrol. So I fly with them. But on the primary side, I'm actually IT. Oh, nice. So this was a hobby of yours. Correct.

It's just what I do on the side. I do stuff with Civil Air Patrol. So I fly with them. But on the primary side, I'm actually IT. Oh, nice. So this was a hobby of yours. Correct.

It's a very expensive hobby.

It's a very expensive hobby.

Well, it depends on what I want to do. If it's with Civil Air Patrol, then I have to get a certain mission set for that. And there's all kinds of training requirements and stuff I have to maintain.

Well, it depends on what I want to do. If it's with Civil Air Patrol, then I have to get a certain mission set for that. And there's all kinds of training requirements and stuff I have to maintain.

Yeah, I would say the number one thing, you're living now. You're not thinking seven years from now. So start thinking about what your life's going to be like and then make the sacrifices now so it can be that. And so it's more of a mature mentality.

Yeah, I would say the number one thing, you're living now. You're not thinking seven years from now. So start thinking about what your life's going to be like and then make the sacrifices now so it can be that. And so it's more of a mature mentality.

Yeah, we talked about it.

Yeah, we talked about it.

We actually led several Financial Peace University classes as coordinators. And so we had our parents and stuff who were happy for us. They weren't necessarily on board with everything we were doing, but they were happy that we were going down this path. But it really was each other and just...

We actually led several Financial Peace University classes as coordinators. And so we had our parents and stuff who were happy for us. They weren't necessarily on board with everything we were doing, but they were happy that we were going down this path. But it really was each other and just...

With the credit cards or just in general? Credit cards. Credit cards. I would point out something that's been brought up several times is obviously statistics, right? I'm a big statistics guy, being IT, right? Very numbers-oriented, being the nerd. But on top of that, I would bring up what these credit card companies do and who they target with their advertising and who they're going after.

With the credit cards or just in general? Credit cards. Credit cards. I would point out something that's been brought up several times is obviously statistics, right? I'm a big statistics guy, being IT, right? Very numbers-oriented, being the nerd. But on top of that, I would bring up what these credit card companies do and who they target with their advertising and who they're going after.

It's about $242,000 this morning.

It's about $242,000 this morning.

Where are you guys from? So we're from Smith Station, which is close to Auburn, Alabama. Awesome. And how much debt did you pay off?

It was an aircraft.

Makes it feel like a business expense.

Aircraft is anything that flies. Airplane is specifically. So it could be like a helicopter would be considered an aircraft.

I am.

And actually we sold it.

After we paid it off.

A truck. Yeah. And a vacuum.

Oh, yeah. They're pretty great. It's got to be to go $4,000.

So I had gotten a new job several months before that, and it was considerably more than I've ever made in my life.

But several months goes by and nothing's changed. I'm still living basically paycheck to paycheck. And I was like, this isn't okay. Something's got to change. So I remembered from high school, the Dave Ramsey.

And I was like, hey, we need to do this. And so we did.

So at the beginning, it was about $160,000 together. And then towards the end, it was about $140,000. Of course, now, because of promotions and stuff, we're back up to about $160,000. Okay, okay.

I love how quickly she threw you under the bus. It's okay. I'm also the nerd, so it's my own fault. It was a lot of things. It was, yeah, I mean, obviously aircraft, truck, I mean, vacuum, just payments that we had coming through. We didn't do credit cards. I never touched credit cards. But kind of the big thing was we were just buying stuff that just really didn't matter.

Eating out a lot.

So the first about six months, which is when we paid off all our consumer debt before we got into the mortgage, it was rice and beans. I mean, we weren't eating out hardly at all. We had date night. That was a required thing that we would do. But we cut all the subscriptions up. We didn't buy anything like it was bare bones. Only if we need it, did we buy it?

Right. The first six months was that. And then we got through baby step three. So we hit four, five and six.

And so that slowed down that kind of mentality a little bit.

Let us grow a little bit. Um, but towards the end I was like, man, this mortgage just really stinks. And so that's when I started talking to her about, Hey, maybe we should sell the aircraft that we've paid off. Oh, And that's the whole thing.

How did it feel when you sold it? I was sad. I teared up.

I didn't kiss it, but it was close to that.

So we bought it for $39, but we sold it for $65.

Did you fix it up? Yes. So we got it right before COVID-19. Oh, my gosh. And so the market went crazy high in general aviation. And then on turning that, we put $24,000 into it as well. New paint job, new stuff inside, all kinds of stuff. Wow. So you've got no aircraft now. Well, not mine, no. You fly one professionally, but you don't have your hobby...

Well, it's actually not what I do for a living.

It's just what I do on the side. I do stuff with Civil Air Patrol. So I fly with them. But on the primary side, I'm actually IT. Oh, nice. So this was a hobby of yours. Correct.

It's a very expensive hobby.

Well, it depends on what I want to do. If it's with Civil Air Patrol, then I have to get a certain mission set for that. And there's all kinds of training requirements and stuff I have to maintain.

Yeah, I would say the number one thing, you're living now. You're not thinking seven years from now. So start thinking about what your life's going to be like and then make the sacrifices now so it can be that. And so it's more of a mature mentality.

Yeah, we talked about it.

We actually led several Financial Peace University classes as coordinators. And so we had our parents and stuff who were happy for us. They weren't necessarily on board with everything we were doing, but they were happy that we were going down this path. But it really was each other and just...

With the credit cards or just in general? Credit cards. Credit cards. I would point out something that's been brought up several times is obviously statistics, right? I'm a big statistics guy, being IT, right? Very numbers-oriented, being the nerd. But on top of that, I would bring up what these credit card companies do and who they target with their advertising and who they're going after.

It's about $242,000 this morning.

Yeah.

Yeah.

Yeah.

Yeah.

This is casual, baby.

This is casual, baby.

I dated Ben for a while. Your? Your? My track record was. Well, I was like, what? No, literally, you couldn't. Yeah, yeah, yeah.

I dated Ben for a while. Your? Your? My track record was. Well, I was like, what? No, literally, you couldn't. Yeah, yeah, yeah.

And he's, like, got biceps, 12-pack, curly hair. And I'm just like, is this Taj Mowry? No hands, no feet, no neck. And she was like, yeah, he looks like Taj Mowry. And I'm like.

And he's, like, got biceps, 12-pack, curly hair. And I'm just like, is this Taj Mowry? No hands, no feet, no neck. And she was like, yeah, he looks like Taj Mowry. And I'm like.

True.

True.

Why are you turning red? She's pissed. Hawaiian.

Why are you turning red? She's pissed. Hawaiian.

We were.

We were.

My lashes, like, please.

My lashes, like, please.

Your man is not on reality TV.

Your man is not on reality TV.

Wait, what?

Wait, what?

One thing Lara hates is a poorly dressed man.

One thing Lara hates is a poorly dressed man.

There is no room for error. Do not show me your belly button. Get your shit tailored. I don't want to see your belly button. Literally. No pattern. No.

There is no room for error. Do not show me your belly button. Get your shit tailored. I don't want to see your belly button. Literally. No pattern. No.

I'm colorblind. I don't see color.

I'm colorblind. I don't see color.

No, that was like... I remember when that first came out.

No, that was like... I remember when that first came out.

Yeah.

Yeah.

This is casual, baby.

I dated Ben for a while. Your? Your? My track record was. Well, I was like, what? No, literally, you couldn't. Yeah, yeah, yeah.

And he's, like, got biceps, 12-pack, curly hair. And I'm just like, is this Taj Mowry? No hands, no feet, no neck. And she was like, yeah, he looks like Taj Mowry. And I'm like.

True.

Why are you turning red? She's pissed. Hawaiian.

We were.

My lashes, like, please.

Your man is not on reality TV.

Wait, what?

One thing Lara hates is a poorly dressed man.

There is no room for error. Do not show me your belly button. Get your shit tailored. I don't want to see your belly button. Literally. No pattern. No.

I'm colorblind. I don't see color.

No, that was like... I remember when that first came out.