Monita

Yes, yes.

I'm young, but you know what?

I'd rather start now than think about it in like, you know, 10, 20 years time.

So I had a bit of a think about this, but I think I would give myself a solid B. I do have a really good foundation for obviously being like such a young age at being 21, but I still have a lot to learn.

I still have a lot of learning gaps as well.

And I'm still fortunate enough to be living at home.

So I haven't really gotten to

the real world as such.

And yes, I'm still under a bit of a safe haven at the moment, but I still have a good financial literacy position.

So I feel like the transition from moving out of home to

starting a full-time job, leaving uni, I think I'd be in a really good position.

Growing up, I never really worried about money.

My parents created a very comfortable and secure environment for my brother and I.

Both my parents came from immigrant backgrounds.

My dad's a tradie and my mom, she's self-employed at the moment, but she worked high up in corporate for many, many years.

So from their parents, my grandparents coming to Australia, they had nothing and built everything from scratch.

And my parents taught me very early on through their parents that you have to work hard, but not only work hard, but make your money work smarter for you.

So I think since my brother and I were a young age, we've always had that embedded into us.

And I started work when I was 13.

And as a basketball referee, I earned $6 an hour and then I transitioned to a beauty store at 15.