Monita

So I guess that's going to give me a better return as I go into the workforce and age.

So I think I briefly touched on this, but I think automating everything.

So the day I get paid, my money automatically transfers into savings and the rest goes into my investment account.

And then, as I said, I keep only a little portion on my card that I spend and I have the habit majority of the time.

Obviously, sometimes I want to spend a bit more money, so I transfer it from my savings.

But like most of the time, whatever money I have on that card, that's what I spend for the two weeks and then until obviously the next pay.

So that's probably my best money habit.

And as well, when I go into work, I never spend it on going out for lunch or anything like that.

So I think those two are like my biggest and best money habits that I have.

I'm not, like, the best word to say is tight.

Like, of course, like, I am happy to splurge on, like, let's say going out for coffee if it's with, like,

I guess like as you said in an office environment like I'm happy to do that but obviously if it's like all the time and stuff I'm like hey like I have my own lunch I'm just gonna eat in but like you guys go out like that's completely fine but I am the type where I like you know spending on people and being generous and like shouting everyone and stuff like that but at the same time I kind of limit that and that's like an occasional going out for coffee or going out for lunch like let's say like

once a week or something like that.

But if it's continuous, then I'm like, hang on.

This is not for me.

Oh, that's a good one.

I feel like going to like, let's say Kmart, like I know that's like such like an Aussie thing to say.

Yeah, it's a slippery slope in Kmart.

Yeah, like just going in and being like, oh, this is cheap, like I might as well just spend on it.

And I feel like I end up coming out and spending like, what, $50 to $100 on stuff that I didn't even need when I walked in.