Morgan Housel

formula for life, that can be great.

Now, I can think of a million examples of people who did not follow that path and ended up great and ended up happy.

And so that's not, but I think in general, that tends to be true.

I think it's hard to meet someone who is very successful, didn't have something like that.

Once in a while, you'll find someone who, again, found their way when they were a teenager and were making a fortune when they were 23 and could basically retire at 28.

Those people exist.

But I think it's very difficult to know who you are

before you are, you know, I hesitate to say 25, 30, 35.

Someone was asking me about this the other day about what do I think of Gen Z?

Because there is so much written about Gen Z as adrift and wayward and lacks the work ethic and whatnot.

Those articles and commentaries exist everywhere.

And it reminded me, I was like, it seems like it was yesterday that my generation, the millennials, everyone was saying that about us 15 years ago.

The millennials are adrift.

They don't have the work ethic.

They don't have the values that the baby boomers and they did before them.

And if you go back to the 1970s, they said the exact same thing about the baby boomers.

They're adrift.

They don't have the work ethic.

They don't have the values.

Go back to the 30s and they said the exact same about what we now know as the greatest generation.