Mr. Ballin

And then he went on his laptop and he wrote a long letter to his family and he put it on his desktop so they would understand why he did what he was about to do.

And then he left the house, hopped on his bike, and pedaled away.

A couple hours later, a police officer arrived at the Kearns' household and he told them that their son, their brother, Alex, was unfortunately deceased.

He had thrown himself in front of a train.

The family was beyond devastated.

This caught them so completely off guard.

It didn't make any sense.

Alex was a happy, funny guy with plans for the future.

He had shown no indications that he wanted to harm himself.

It really just didn't make any sense.

And so at some point that day, they went to his laptop, they opened it up, and there was that note he wrote.

And in this letter, he explains to his family how he had fallen into this enormous debt on Robin Hood.

He attaches the screenshot that showed his huge negative balance.

And he said it was just crazy that this company would allow a 20 year old with no income to be exposed to over $700,000 of debt.

He thought that was crazy, but he admitted he didn't know that much about options trading and probably shouldn't have been accepted into their program to begin with.

And then he tells his family that he did want to live, but unfortunately this was the only way he could get out of this problem without inflicting enormous financial penalties on his family.

And so he believed he was protecting his family when he took his life.

24 hours later, Robinhood sent Alex another email and it said, oh, that $730,000 debt that we said you owed, that was a mistake.

You don't owe anybody any money.

One morning in the summer of 1876, a doctor named Lewis Allard walked down the hallway of a hospital in Papeete, Tahiti.