Nadine Higgins

That's why they say you've got to make hay in those circumstances.

Just to bring us back to where we began, which is the start of an interest rate hiking cycle.

If you were someone who was worried about that, what would be on your checklist of things that you should do now before it begins in earnest?

Well, and the important thing you said there is what is your strategy for repaying it?

Because most people don't have one.

They're just whatever the bank is deducting.

Yeah, and that's the way to pay the most to the bank, far more than you will ever save, quibbling about whether you've got 4.4 or 4.45, right?

Yeah.

And that is a result that's worth it, right?

When you're talking about numbers like that, you're like, oh yeah, that's compelling.

I can get on board with that.

Yeah.

So interesting to talk to you.

Thank you so much for coming in and being on the Prosperity Project.

Thanks for joining us on The Prosperity Project.

For more personal finance coverage, visit nzherald.co.nz and just a reminder, this podcast is for informational purposes only and doesn't constitute personal financial advice.

Always do your research or talk to a qualified advisor before making decisions about your finances.

Kia ora, I'm Nadine Higgins and welcome to The Prosperity Project.

The stats for women when it comes to money are still pretty dire.

We earn less, we negotiate less, retire with less, and arguably stress more about money.