Nadine Higgins

If you've got the right structure, then, you know, sometimes it's fit for purpose in a way your mortgage wasn't before.

Did you find when everyone was riding this interest wave down, everyone's going short term, that there was a surge of people being like, oh, well, I'm not tied here.

Like, let's go.

Let's go get this cash.

Go to another bank.

Do people overlook that?

I mean, I know you're going to be telling them, but do they... I've definitely found people that are, oh, let's just go to a new bank.

And you're like, well, hold on a second.

They're going to claw back some of this cash because you actually only switched last year.

Oh.

Let's just be clear that the reason that is not possible is the banks are unlikely to let some other entity take security over the asset they are using as security.

Yeah.

But if you're outside of that clawback period, by all means.

Shop yourself around.

Yeah.

Yeah.

They make enough money.

Correct.

We need to take a quick break.

But after that, I want to talk to you about something that came up on the show a few weeks ago, which was putting an EV on the house.