Natalie

We would just wait until they're, say, 21 or 18.

That's right.

Thank you for taking my call.

My husband and I are new empty nesters.

We are baby step three, and I will be inheriting about $50,000 next spring.

We have $250,000 in first saving plans and IRAs for our retirement.

And once I turn 65, I'll have a small pension of about $500 a month.

I was just wondering, in the next 13 years or so that we have before retirement, is it smart to even aim for or try to be a stalwart?

We live in Florida now, but we're from Ohio.

My husband has always wanted to move back.

And I have always wanted to grow up and be a snowboarder, where I lived half the year in one state and half the year in the other.

Is that something Dave ever recommends?

Right.

So in that mindset, we own our home now, but we owe about $120 on it.

It's worth $250.

We're in Florida now.

So, I mean, we've got about halfway paid off.

The $50,000 inheritance is going to go right at that.

Yeah, but we're not determined to stay here.

It's like I would be fine with a one-bedroom or a tiny house in retirement if I could live in both states.