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Natalie

๐Ÿ‘ค Speaker
5950 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

And I was calling because my wife and I were in baby step number two, and we've made some pretty good progress.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

But we've made it to our final, we call it the big dog.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

It's our final big payment, and it's a student loan of $118,000.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

That's one loan?

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

Yeah.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

Yes, my wife's an occupational therapist, and that was her graduate, like, degree.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

That is a big, big dog.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

Yeah, that's why we named it that.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

But to name my question is, it's at a 6.1% interest rate, and it makes me sick to look at the balance, and, like, it goes up, like, I mean, like, from the last time I checked it was sometime this week to, I think, last night was, like, $70.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

Do I save any more money by, like, paying that weekly or โ€“

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

Monthly, okay.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

We're fixing their taxes, and we made around $140,000 in 2025.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

Well, she's PRN-OT at the hospital, which we just had our first baby back in July.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

And she was born a little early, so she's needed a little extra love, we call it.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

And so she kind of put her hours back.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

But she made like $29,000 this last year.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

But the year before, before we were having the baby, she had made like $65,000.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

Well, our daughter's fixing to, like, we're waiting for the next doctor's appointment to come up.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

We're hoping that, like, she can come off, like, breathing treatments and whatnot so we can hopefully free up Mama to be able to work some more.

The Ramsey Show
Financial Freedom Gives You Safety, Not Risk

How much are you making?