Natalie

Two dogs.

Two dogs, little social security and some from my business and credit cards.

I managed to get into a situation.

I borrowed money from a personal loan, an online personal loan company, nationally advertised, all that kind of good stuff.

Went through the whole process because I wanted to pay off some debt, you know, to get rid of my credit cards and to invest in a vehicle for my mobile salon.

And managed to find out that the interest rate is somewhere around 48%.

Oh, my goodness.

And it's front-loaded.

I mean, I heard the 48%, but I thought, that's no big deal because I'm going to pay this off very quickly.

And so I didn't pay attention enough to hear that it's front-loaded.

So the amount of money that I borrowed— Most of your payments are going to interest, essentially, not touching the principal.

Half and half is what it is.

I ran a thing this morning.

The half and half is going to principal.

How much was the loan?

For $29,000.

Within a year.

Within a year.

Yeah, well, like I said, I'm kind of ridiculously stupid at this particular point.

I'm not here to bash you.