Neil Freiman

All that childhood gossip about who's hooking up with who and can you believe this guy went to prison is going to come rushing back.

Toby, I think I've aged out of this tradition at this point, but if you're like 19 to 25, it is pretty thrilling.

Luckily, you can soften the blow of an unexpected bill with the U.S.

Bank Split Card.

Introducing the U.S.

Bank Split World MasterCard, a new type of card that lets you pay later on every purchase.

So whether you're shelling out for an unexpected vet bill, splurging on tickets to the Nutcracker, or need to upgrade a broken phone, you can pay later on every purchase with the U.S.

Bank split card.

That's usbank.com slash splitcard.

By taking inventory off of the table, the delisting phenomenon is keeping home prices elevated and you out of your dream home.

A new report from Redfin found that almost 85,000 U.S.

sellers removed their homes from the market in September, up 28% from a year earlier and the highest level for that month in eight years.

The number one reason?

Their houses are getting stale.

70% of U.S.

home listings were considered stale in September, indicating they've been on the market for at least 60 days without going under contract.

Some are swallowing their pride in cutting prices to lure buyers.

Realtor.com found that in October, 20% of active listings had a price cut, which is about twice the rate during the home price surge during COVID.

But many other sellers would rather sit tight in their overpriced home than take a loss, which would be the reality for a good chunk of them.

About 15% of the homes that were delisted in September were at risk of selling at a loss, according to Redfin.