Neil Patel

Like my mortgage, did you know there's banks that have programs?

I use CABC.

I can change my mortgage rate anytime I want by just calling them for $1,500.

They will change the rate to whatever new market rate is, and they're aggressive on rates, right?

But it could be more on their private banking side that they do that.

Home.

Yeah, so like assets.

I have a traditional mortgage, but a lot of banks will just do interest only for me.

So I never have to pay down the principal and the rate is so cheap because I'm not paying like 6% or whatever most people are paying.

So or let me rephrase right now, based on today's 10 year, right, because mortgages are based off a 10 year, I can probably get a mortgage rate of around 4.7 something percent interest only on a mortgage.

If I believe I can make more than 4.75 percent, why wouldn't I just keep reinvesting my money somewhere else?

Yes, don't.

And they have debt on other things, like they got new veneers and they're paying higher rates on their veneers.

And I'm like, pay the money off on the veneer.

And they're trying to train me and get me to lift more weights.

And I'm just getting really bothered that they're paying off a home at 2% instead of their veneers, which is a much higher interest rate.

And I'm like, I'm just getting really irritated.

And I'm like, pay off your car loan first.

I'm like, this is backwards.

The biggest trend that we're seeing this year right now in marketing is podcasting. So people look at podcasting. We serve it over 8,000 companies. And we found that the two big trends were podcasting and AI. And here's what I mean by that. When we look at the total number of blogs out there, it's over a billion. When you look at the total number of podcasts out there, it's less than 10 million.