Niamh Davenport

And it's not, as you said, it's not necessarily wealthy people who are, you know, who are used to investing or anything like that.

It's people's hard-earned money that they've been putting aside for years that they are looking to get a return on.

Yeah, the videos are really convincing.

They're very, very real.

So, you know, what I would say is be wary of any online adverts or videos.

Avoid clicking on any links.

Always search for the company or in the investment directly through a trusted source.

It's great that people are talking about their parents and having those conversations because seeking trusted advice and talking to people and actually checking to see, taking the time out rather than reacting quickly is really the best way to do that.

We also have a tool on our FraudSmart website, or you can go to directly scamchecker.ie as well.

And you can check the legitimacy of some of the websites there.

It will help you assist.

It's not a 100% verification, but it will help you assist in assessing whether it's a legitimate investment scheme or not.

And really, we need to talk about it.

We need to keep the awareness of there and keep talking about it and let people know

Because the more we're alert to the scams, the more we can be on our guard and actually take that time to do our research.

It hasn't even started.

And this is why they're so clever, though.

They're using the language maybe around it, but not necessarily saying those exact words.

We'll see that continue, though, as the media coverage continues on it.

To be sure, look, we are supportive of the state-backed schemes.