Niamh Davenport

They're happy to wait a couple of months for people to make a payment because there's big money in it.

Yes, I would be limited to sharing any personal information anyway.

I would not hand over your information.

Fraudsters will sell information on the dark web, such as names, addresses, credit card details, even if you don't make a payment.

All of that information is valuable.

Your personal information and your financial information is so valuable to fraudsters.

So really don't hand that over.

Don't be clicking away on links and handing that over to somebody you've never even met.

You wouldn't hand your car keys to somebody on the street.

The same kind of thing applies, you know, just take that time, be cautious and think about what you're doing before, before you act.

I think there's a lot of education in schools and fairness around being safe online.

and what to do.

So sometimes I think maybe they're more educated than us, but it's really just think twice before you do anything and before you hand out any sort of information to anyone.

Yeah, online platforms have a really important role to play alongside banks and regulators and fairness and law enforcement government.

Everybody has a role to play in doing this.

So tackling it and coming together, the collaborative approach is already being supported through the national cross sector anti-fraud form that was established under the national payment strategy last year.

And that's kind of driving a coordinated approach to combating fraud.

There's also going to be changes under what's called the payment services regulation.

Uh, the PS or that's coming out later this year and that there was a piece in there for tech companies and online companies to verify all financial services.

So that's a really important change that's going to be happening.