Nick (Caller)

Hey, John.

First time calling and it's a pleasure to speak to both of you.

Okay.

So I was very lucky to find you guys almost right after college and you guys have turned me a little bit into a financial planning addict, I would say.

So basically I'm at a point in my life where I

I just turned 30 last week and I'm in a home where I have the opportunity to save pretty aggressively.

And my five to maybe seven year plan is to kind of increase in house once I have a family.

And where I'm at, you know, the average house that I'm kind of looking to get into eventually would be like in the 600 to 700 range.

So my main question is,

Is there ever consideration or a situation in which it would be okay to scale back the 401k contribution a little bit if I'm pretty maybe ahead of where maybe the average person is in that area?

So that way I can kind of save up more for the upcoming, more current future before retirement?

So I already have a home right now.

It's worth $400, and I have $240 left on the mortgage.

So I didn't know if

slowing down on the retirement investment made sense if it's kind of for a second home and it's not just to get into the first home.

But based on where I am with certain numbers, I was kind of thinking maybe it's okay to just slow a little bit on retirement if I'm at a good spot and kind of prioritize the here and now a little bit more in the next couple of years to

you know, kind of get into a home that would make sense for my future family.

And yeah, basically we have $240,000 left on our mortgage.

And then I'm projecting that for the next five years, I mean, obviously this is without kids, but as of right now, I can save roughly $4,000 a month in my current situation.

Okay.