Nick (Caller)

Um, so, uh, a little bit about my situation.

Um, I have about $44,000 in student loan debt.

Um, and I'm currently in the, the army national guard, um, which my contract is ending here next month.

And if I spend for another six years, um, they'll pay off about 15% of that.

Um, student loan debt, uh, per year, I think over the course of the next

six years, of which I think it's taxable income.

And just want to get your thoughts on, do you think it's worth it to extend to get that paid off or try and pay that off with my personal or full-time job?

I do IT auditing.

Um...

I make about $105,000.

I want to lean into my full-time job, but at the same time, I'm going to be getting married here probably within the next year.

And I want to buy a house and use my savings towards a down payment on that house.

Um, so, you know, I, I could pay them off right now.

Um, but I don't know if it's worth it or not to stay in.

Yeah, and I feel like I'm doing it just for the money.

I know.

I just feel like it's like this weight on my shoulders as a lot of other people do in the country.

And it's just the thought of like, Hey, you know, I'm paying this back.

It's,

I'd rather use that money towards something else.