Nick Ford

what one day, what one hour, what one minute is going to bring from one to the next.

So yeah, my first venture was I started an ATM machine business.

It did that like...

about two years prior to me actually leaving.

And I did it because it always kind of just interested me, the thought of starting a business.

And one night, you know, I worked midnights for three straight years.

And if you've ever worked midnights, which I'm sure you have, you think about a lot of random things.

So one of the things I was thinking about was how ATM machines work.

And I'm like, hmm, I wonder how they work.

I wonder who, you know, where does that surcharge go?

Like, who does that go to a bank?

Does it go to a person?

Does it go to the building?

So I kind of looked into it that way and really kind of went back and did a deep dive on the business model.

Right.

And, um,

Figured out that, okay, there's definitely money to be made here.

And the sort of competitive advantage that I applied to my ATM company was that it's a veteran-owned business.

A portion of the surcharge amount collected automatically gets donated to a veteran charity company.

And those were like the two things, because there's tons of ATM machine companies out there, just like merchant services companies, right?