Nick Martell

Now's the time.

For three years, I lived in a room in New York City that didn't have a window.

And guess how much I had to pay?

An inflation-adjusted three grand per month for one room without a window.

We gave you a discount on that, Jack, remember?

I paid the least of all the roommates because of that window thing, and it was still an inflation-adjusted three grand a month.

We got Buddy Timmy to pay the most because besties in your 20s, especially you got to be hungry for knowledge.

You're basically getting paid to learn.

And you're going to learn best by shadowing someone who's more experienced than you, by sitting in on meetings, by impressing the boss with that great Vietnamese lunch spot you discovered for that meeting.

This pad thai is going to get me a promotion, Jack.

Those in-person experiences are the nourishment of your young career.

Now, there is an asterisk here, Jack.

We should point out some people can't afford to live in a city without the support of their parents.

Rent is crazy expensive.

Plus, for people with children at home, remote work is a huge unlock.

We get it.

Now, besties, those are both true.

And AI is a job risk.

But this Fed data shows that working from home is a risk too.

So for our bestie listeners who just graduated, we suggest you do what we did, which is work for a few years at least in the city.