Nico Jones

So it's been interesting to see the traction that it's got quite quickly with, I think, a very small amount of coverage of the product.

This would probably be the first time a lot of you are hearing about it.

But I think what I like about this the most is that it creates great behavior and habit.

Because from what I've learned studying money for so long now is that we can know to do all this shit, but we don't do it.

As I bang on about month end, and I would know it would be a very small percentage of the audience that actually do month end.

And those who do get a lot out of it, and they try and make it consistent and turn it into a habit, and they value doing it.

But every month I talk about it and people are, oh, can I get the template?

Can I get the template?

And I'm like, you've asked five times, brother.

Do you need to ask for a sixth time?

When are you actually going to do the thing?

So what this, I guess, it's simple to sign up to.

You get into it and then it creates great behavior and habit.

And I think it's not really access anymore that stops us from investing.

We could say that for many moons.

and say, oh, I don't have access to investing, but we've all got that now, and we're all learning more about it.

So I think the behaviour problem is not so much access, it's that we don't do things consistently.

So even if we're investing into our...

you know, manage funds via generate or whatever.

Like we don't set up the automatic payment.