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Nicole (Caller)

πŸ‘€ Speaker
155 total appearances
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Voice samples: 3
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Appearances Over Time

Podcast Appearances

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

I don't mind to, you know, save money or whatever it is that I have to do to pay for it.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

But I think that probably is part of the hesitation is just, is this really the right thing to do?

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

And then

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

If it is, how do I map it out and make sure that it's the most?

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

No, I have no debt whatsoever.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

I own my home.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

My salary before tax is about $68,000.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

And I have about $125,000 in retirement accounts and mutual funds and emergency funds and that type of thing.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

And how old are you?

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

Forty-one.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

With the program that I'm looking at with the financial assistance that I'm likely to qualify for, it probably costs a total of about between $40,000 and $50,000.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

Okay.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

Per year, it would probably be $12,000.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

It's a hybrid program.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

Mostly online, some in person.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

No, I'm definitely open to other options.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

Well, that was going to be one of my questions.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

Is it better to do it more slowly and just cash flow it as I can?

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

I do have some things I can sell that could potentially be enough to pay for it over a shorter period of time, but I don't know if that's necessarily the best way to go either.

The Ramsey Show
You Don't Need To Buy A House, You're Broke! (Hour 3)

Yeah, that's actually a really good point.