Nicole Lapin

They have no drilling costs.

They have no operational expenses or exposure, meaning when oil prices spike in a conflict like this, their margins explode upward while traditional oil companies still absorb their fixed costs.

It is a way to get long oil prices without taking on the full operational risk of a producer.

I love getting paid, but waiting to get paid is no fun.

And when you have investments lined up or interest-bearing debt, it can even feel like waiting for your paycheck has an opportunity cost.

That's why I love MyPay from Chime for my friends on a salary.

MyPay from Chime gives you access to up to $500 of your paycheck anytime, and you can get paid up to two days early with direct deposit.

With qualifying direct deposit, the new Chime card has another added benefit.

You can get 1.5% cash back on eligible Chime card purchases.

No annual fees, no interest, and no strings attached.

Chime is not just smarter banking, it is the most rewarding way to bank.

Join the millions who are already banking fee-free today.

It just takes a few minutes to sign up.

Head to Chime.com slash MNN.

I'm listening to How to Keep House While Drowning, and it feels like forgiveness.

I picked it up thinking it would have a few tips on organizing my home while working more than full time and being a wife and mother.

Don't get me wrong, it does have tips and tricks, but it's also a masterclass in understanding why organizing the bathroom counter is a little harder for some people than others and what to do when that's you.

It's time to take care of you.

Who better to help you do that than the top voices in well-being on Audible?

You can level up your parenting, career, finances, sleep, relationships, or mindset.