Nicole Lapin

The rich don't pay fewer taxes by accident.

They use legal tools available for them, from donations to loans to jurisdictional arbitrage.

You don't need a Picasso to think like the 1%.

You just need to remember the long-term time horizon, get a little nerdy about tax strategy, and of course, listen to money rehab.

For today's tip, you can take straight to the bank.

You don't need millions to start investing in art.

There are platforms that will let you buy fractional shares of high-end artwork.

Think Basquiat, Banksy, and even a Picasso for as little as $250.

That means you can ride the same wave of appreciation as the ultra-wealthy collectors without having to store a painting in Geneva.

And if the art world still feels a little too abstract for your portfolio, you can also consider investing in companies that support the ecosystem, like publicly traded firms specializing in art storage, logistics, or insurance.

You don't need a free pour.

You just need a brokerage account.

I'm Nicole Lapin, the only financial expert you don't need a dictionary to understand.

It's time for some money rehab.

Today, we're talking about a magic milestone in investing, your first 100K.

Now, some of you might have already hit that number.

And if so, incredible.

Please pat yourself on the back for me because it is the hardest financial finish line you will ever cross.

For others listening, 100K might feel impossible.

possible.