Nicole Lapin

Not the version that were sold, but the version used behind closed doors.

And whether or not you ever buy fine art, there are still some lessons here.

Like sometimes valuation is narrative driven.

Just like art, crypto, even stock in your portfolio can appreciate based on vibes, on what others are willing to pay for it, not the tangible value of the asset itself.

Also, tax planning is everything.

It is not sexy, but it is true.

The rich don't pay fewer taxes by accident.

They use legal tools available for them, from donations to loans to jurisdictional arbitrage.

You don't need a Picasso to think like the 1%.

You just need to remember the long-term time horizon, get a little nerdy about tax strategy, and of course, listen to money rehab.

For today's tip, you can take straight to the bank.

You don't need millions to start investing in art.

There are platforms that will let you buy fractional shares of high-end artwork.

Think Basquiat, Banksy, and even a Picasso for as little as $250.

That means you can ride the same wave of appreciation as the ultra-wealthy collectors without having to store a painting in Geneva.

And if the art world still feels a little too abstract for your portfolio, you can also consider investing in companies that support the ecosystem, like publicly traded firms specializing in art storage, logistics, or insurance.

You don't need a free pour.

You just need a brokerage account.

I'm Nicole Lapin, the only financial expert you don't need a dictionary to understand.

It's time for some money rehab.