Nicole Lapin
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Appearances Over Time
Podcast Appearances
So what I think is the strongest argument to home ownership is the forced savings vehicle component of it.
It forces you to earn equity at the end of it.
It also gives you a place to stay.
I totally get it.
Like people come for me so hard on the internet for this.
Totally.
But I want to be really clear.
And here I am just giving you the math.
It's great.
I love it.
But there's a real opportunity cost to that down payment.
So again, easy math.
$100,000 as a down payment is not $100,000.
It's in the stock market, your money will double
after 10 years.
So that $100,000 after 10 years becomes $200,000.
After 20 years, that becomes $400,000.
That's not a guarantee, right?
Historically, if we look at 50 years of the stock market, that's historically what it's going to yield.
And so I want to look at that opportunity cost and truly...