Nicole Lapin

And insurance costs don't even get me started.

It's worth it for the companies that sell it.

If you look at insurance, you want to insure stuff that you cannot afford to lose your life, your health, your home.

The other stuff, like a warranty on a toaster, you know, the extended cell phone coverage, all that stuff is being sold because it's very lucrative to the company.

Historically, it doesn't work out well for the consumer.

Yeah, it reminded me that, you know, systems, huge city systems, state systems can fail in a way that felt very uncomfortable for me at the time.

I was also two weeks postpartum, so I was extremely emotional.

You know, we built out a nursery, we built out a

a home that I'm mostly more in the future of, not necessarily even the past of.

And so I think that when that happened so quickly and so obviously unexpectedly, it made me less attached to a physical home and that idea of stability that I glorified for so many years.

And I thought, okay, well, when I become this, then I'll be happy, right?

We always play this game and we never get our brains to the other side of it because there's always another there there.

So

when I get a home, when I get married, when I have a kid, then I'll be happy.

And, you know, the truth is wherever you go, there you are.

And there's always going to be, maybe not to that extent, there's always going to be something that happens that's going to get in the way of what you imagined that time to be.

It was not the plan, but it also made me less attached to this idea of homeownership.

I can't imagine.

I remember leaving that day and just thinking we would come back.

I just left with the clothes on our back.