Nicole Lapin

What should somebody be thinking about before something like that happens?

All right.

Let's turn this into something more positive for a moment.

We'll put Negative Nancy in the corner.

Debbie Downer can take a seat.

Let's talk about some financial wins.

that you guys both have that keep you excited about the progress i know when i was getting my financial life together and i was getting myself out of credit card debt and compound interest i only understood that force being used against me i didn't realize that that same power could be used in my benefit through investing and once i started seeing that progress i was hooked

So how can people start thinking of that momentum for themselves to stay on it?

It's so true.

I mean, you know, when I was pregnant, I could not go to the gym to save my life.

I showed up one time and I was just like, I'm happy that I put on stretch pants.

Like that was a win for me.

How do you think about the avalanche method versus a snowball method?

Yeah, I did the avalanche method where I listed all my interest rates because actually when I started, I didn't know and I didn't know that they were different.

So I listed highest to lowest and I tackled the highest first.

But I think that if you do stick to one plan and I think of the highest interest rate first as my preferred plan because that's what I personally did.

You just can't switch mid-game.

I want to tell you guys a story about early in my financial life when I was in credit card debt.

I was so overwhelmed about breaking that down because it felt like such a big number to me.

And I'm first generation American.