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Nicole Lappin

πŸ‘€ Speaker
See mentions of this person in podcasts
11070 total appearances

Appearances Over Time

Podcast Appearances

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

And the next year already has the potential to be tough for luxury brands because the dips in the stock market and economic uncertainty make people feel like maybe now is not the right time to drop five figures on a handbag. But here's the other side of that coin. Some consumers want to break that system. They don't care about the brand story. They just want the product.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

And the next year already has the potential to be tough for luxury brands because the dips in the stock market and economic uncertainty make people feel like maybe now is not the right time to drop five figures on a handbag. But here's the other side of that coin. Some consumers want to break that system. They don't care about the brand story. They just want the product.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

And the next year already has the potential to be tough for luxury brands because the dips in the stock market and economic uncertainty make people feel like maybe now is not the right time to drop five figures on a handbag. But here's the other side of that coin. Some consumers want to break that system. They don't care about the brand story. They just want the product.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

So this direct from manufacturing model, even if it's not as legitimate as it claims to be in most cases, appeals to a certain kind of consumer who's looking for value over vanity. So maybe the luxury industry will have a similar correction that the stock market has gone through. Prices will be less inflated and the truly high quality brands will keep their value.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

So this direct from manufacturing model, even if it's not as legitimate as it claims to be in most cases, appeals to a certain kind of consumer who's looking for value over vanity. So maybe the luxury industry will have a similar correction that the stock market has gone through. Prices will be less inflated and the truly high quality brands will keep their value.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

So this direct from manufacturing model, even if it's not as legitimate as it claims to be in most cases, appeals to a certain kind of consumer who's looking for value over vanity. So maybe the luxury industry will have a similar correction that the stock market has gone through. Prices will be less inflated and the truly high quality brands will keep their value.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

So for today's tip, you can take straight to the bank. If you're shopping online and you see something that seems like a luxury steal, like a $1,000 handbag for 50 bucks, do a reverse image search of the product photo before you buy. If you've never done this before, it's really easy. Just take a screenshot of whatever you're looking at. Go to Google.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

So for today's tip, you can take straight to the bank. If you're shopping online and you see something that seems like a luxury steal, like a $1,000 handbag for 50 bucks, do a reverse image search of the product photo before you buy. If you've never done this before, it's really easy. Just take a screenshot of whatever you're looking at. Go to Google.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

So for today's tip, you can take straight to the bank. If you're shopping online and you see something that seems like a luxury steal, like a $1,000 handbag for 50 bucks, do a reverse image search of the product photo before you buy. If you've never done this before, it's really easy. Just take a screenshot of whatever you're looking at. Go to Google.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

Instead of typing in the search bar, just click on the little camera icon at the right hand side of the search bar, and then you'll be prompted to upload an image. So grab that screenshot and voila, you will see in the search results if that specific image has been scraped from a brand's official website or from another seller.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

Instead of typing in the search bar, just click on the little camera icon at the right hand side of the search bar, and then you'll be prompted to upload an image. So grab that screenshot and voila, you will see in the search results if that specific image has been scraped from a brand's official website or from another seller.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

Instead of typing in the search bar, just click on the little camera icon at the right hand side of the search bar, and then you'll be prompted to upload an image. So grab that screenshot and voila, you will see in the search results if that specific image has been scraped from a brand's official website or from another seller.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

If it shows up in a bunch of listings that all look shady and too similar, it's probably not legit. This one trick could save you hundreds of dollars and a lot of regret. Your financial goals feel like a big leap away, but really it's just a bunch of baby steps that together make a big difference. When you open a time checking account, you're one step closer to a better financial future.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

If it shows up in a bunch of listings that all look shady and too similar, it's probably not legit. This one trick could save you hundreds of dollars and a lot of regret. Your financial goals feel like a big leap away, but really it's just a bunch of baby steps that together make a big difference. When you open a time checking account, you're one step closer to a better financial future.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

If it shows up in a bunch of listings that all look shady and too similar, it's probably not legit. This one trick could save you hundreds of dollars and a lot of regret. Your financial goals feel like a big leap away, but really it's just a bunch of baby steps that together make a big difference. When you open a time checking account, you're one step closer to a better financial future.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

With no maintenance fees, fee-free overdraft up to 200 bucks, or getting paid up to two days early with direct deposit, making progress has never been easier. And if you ever want to access your pay before payday, you can use MyPay to get up to 500 bucks of your pay before payday with no mandatory fees or interest. Learn more at Chime.com slash MNN.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

With no maintenance fees, fee-free overdraft up to 200 bucks, or getting paid up to two days early with direct deposit, making progress has never been easier. And if you ever want to access your pay before payday, you can use MyPay to get up to 500 bucks of your pay before payday with no mandatory fees or interest. Learn more at Chime.com slash MNN.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

With no maintenance fees, fee-free overdraft up to 200 bucks, or getting paid up to two days early with direct deposit, making progress has never been easier. And if you ever want to access your pay before payday, you can use MyPay to get up to 500 bucks of your pay before payday with no mandatory fees or interest. Learn more at Chime.com slash MNN.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

You know, I hate fees, especially overdraft fees. I remember when I was in my 20s and I overdrafted for the first time with an old bank. I didn't even know that I had overdraft protection turned on and that protection would mean a $35 fee on my $5 latte. But Chime allows you to overdraft up to 200 bucks with no fees because they get it. Make progress toward a better financial future with Chime.

Money Rehab with Nicole Lapin
Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

You know, I hate fees, especially overdraft fees. I remember when I was in my 20s and I overdrafted for the first time with an old bank. I didn't even know that I had overdraft protection turned on and that protection would mean a $35 fee on my $5 latte. But Chime allows you to overdraft up to 200 bucks with no fees because they get it. Make progress toward a better financial future with Chime.