Nicole Lappin

Were they spendy?

And you're here, so you got something from your mama. Exactly. You're being proactive. I mean, being proactive about making a financial plan is absolutely going to benefit your relationship with money. I'm so glad that you're taking this so seriously. I think your future self will certainly thank you. So more than half of Americans generally feel like they're behind on their retirement savings.

And you're here, so you got something from your mama. Exactly. You're being proactive. I mean, being proactive about making a financial plan is absolutely going to benefit your relationship with money. I'm so glad that you're taking this so seriously. I think your future self will certainly thank you. So more than half of Americans generally feel like they're behind on their retirement savings.

And you're here, so you got something from your mama. Exactly. You're being proactive. I mean, being proactive about making a financial plan is absolutely going to benefit your relationship with money. I'm so glad that you're taking this so seriously. I think your future self will certainly thank you. So more than half of Americans generally feel like they're behind on their retirement savings.

So you're definitely not alone. Let's start by getting a sense of what our current situation is. How old are you?

So you're definitely not alone. Let's start by getting a sense of what our current situation is. How old are you?

So you're definitely not alone. Let's start by getting a sense of what our current situation is. How old are you?

Do you have a sense of how old do you want to be when you retire?

Do you have a sense of how old do you want to be when you retire?

Do you have a sense of how old do you want to be when you retire?

Let's hope for the best. And let's say you do retire at 55. Just to map it out, you have 14 years to build up that nest egg. I think a big reason a lot of us feel behind on our retirement savings is because we're not setting our retirement goals up the right way. We need to actually put a label on what we want and what we need. So let's talk about your future self.

Let's hope for the best. And let's say you do retire at 55. Just to map it out, you have 14 years to build up that nest egg. I think a big reason a lot of us feel behind on our retirement savings is because we're not setting our retirement goals up the right way. We need to actually put a label on what we want and what we need. So let's talk about your future self.

Let's hope for the best. And let's say you do retire at 55. Just to map it out, you have 14 years to build up that nest egg. I think a big reason a lot of us feel behind on our retirement savings is because we're not setting our retirement goals up the right way. We need to actually put a label on what we want and what we need. So let's talk about your future self.

When you think about retirement, what do you picture? What's a day in the life of retired Stephanie? Is she balling out on yachts? Is she hanging out in a Target lawn chair outside of her apartment? What is she doing?

When you think about retirement, what do you picture? What's a day in the life of retired Stephanie? Is she balling out on yachts? Is she hanging out in a Target lawn chair outside of her apartment? What is she doing?

When you think about retirement, what do you picture? What's a day in the life of retired Stephanie? Is she balling out on yachts? Is she hanging out in a Target lawn chair outside of her apartment? What is she doing?

Okay. So are you living near a garden near water right now?

Okay. So are you living near a garden near water right now?

Okay. So are you living near a garden near water right now?

So for retirement, you would be upsizing, I suppose. Yes. I don't know if that's a word, but like upgrading your current situation. So let's put a price tag on that goal. Can you think about all your monthly expenses in this retirement dream house? What the housing would cost? What transportation would look like? I don't know. Do you want to just...